What’s New
What’s New
| Date | Web Page | Comments | 7/18/08 | Stock Returns After Crisis | Gave page the new “look and feel”. | 7/14/08 | SWRs versus Returns | Added the article Resolving the Paradox -- Is the Safe Withdrawal Rate Sometimes Too Safe? (pdf) to the Notes section. | 7/10/08 | Time More Important Than Timing | Gave page the new “look and feel”. | 7/5/08 | Notes on Immediate Annuities | Added section Tax Treatment on Annuities. | 7/1/08 | Investor’s Paradox | Gave page the new “look and feel”. | 6/27/08 | Risky Business | Gave page the new “look and feel”. | 6/23/08 | Immediate Annuities Links Page | Added the article The 5% Guaranteed Minimum Withdrawal Benefit: Paying Something for Nothing? | 6/19/08 | Reverse Dollar Cost Averaging | Gave page the new “look and feel”. | 6/14/08 | Asset Allocation | Gave page the new “look and feel”. | 6/9/08 | Links Page | Gave page the new “look and feel”. | 6/5/08 | Commodity Research | Added another Article Excerpt. | 5/31/08 | Recommended Books | Gave page the new “look and feel”. | 5/27/08 | Commodity Research | Refocused this web page just for Research Articles. I created a separate web page for News Articles. | 5/23/08 | Investment Advice | Gave page the new “look and feel”. | 5/19/08 | Home Page | Added Commodity Research to the “General Investing” section on the Home Page. | 5/19/08 | Commodity Research | Added this new page to my website. | 5/15/08 | Variable Withdrawals in Retirement | Added section Five Year Plan. | 5/11/08 | Harvesting Withdrawals in Retirement | Added section Rebalance Bands. | 5/7/08 | Withdrawal Strategies: Revision History | Added the article Preparing for Retirement. | 5/7/08 | Withdrawal Strategies: Articles and More | Added the article Preparing for Retirement. | 5/3/08 | Harvesting Withdrawals in Retirement | Added 2007 data to withdrawSUNY.xls spreadsheet in the SUNY section. | 4/29/08 | Withdrawal Strategies Links Page | Added the article Preparing for Retirement. | 4/25/08 | Variable Withdrawals in Retirement | Added 2007 data to withdrawCarlson.xls spreadsheet in the Endowment Formula section. | 4/21/08 | Preparing for Retirement | Added Note 1 to explain “Maximum Withdrawal Rate” chart. | 4/17/08 | Download Page | Changed X-axis to show both Start and End Years in Maximum Withdrawal Rates spreadsheet. | 4/14/08 | Variable Withdrawals in Retirement | Added 2007 data to withdrawClyatt.xls spreadsheet in the Rational Investing section. | 4/10/08 | Home Page | Added Preparing for Retirement to the “In Retirement” section on the Home Page. | 4/10/08 | Preparing for Retirement | Added this new page to my website. | 4/5/08 | Variable Withdrawals in Retirement | Added 2007 data to withdrawGuyton.xls spreadsheet in the Decision Rules with Guardrails section. | 4/1/08 | Download Page | Added slider to view periods from 10 to 40 years in Maximum Withdrawal Rates spreadsheet. | 3/28/08 | Immediate Annuities Links Page | Added the article Sure Income for the Very (Very) Long Haul. | 3/24/08 | Variable Withdrawals in Retirement | Added 2007 data to withdrawGummy.xls spreadsheet in the Sensible Withdrawals section. | 3/20/08 | Withdrawal Strategies: Revision History | Added the article Retirement Income for the Everyday Investor. | 3/20/08 | Withdrawal Strategies: Articles and More | Added the article Retirement Income for the Everyday Investor. | 3/15/08 | Download Page | Added 2007 data to Maximum Withdrawal Rates spreadsheet. | 3/11/08 | Variable Withdrawals in Retirement | Added 2007 data to withdrawBengen.xls spreadsheet in the Floor and Ceiling section. | 3/11/08 | Download Page | Added 2007 data to Retirement Withdrawal spreadsheet. | 3/7/08 | Download Page | Added 2007 data to $1000 Dollar-Cost-Average Growth spreadsheet. | 3/3/08 | Download Page | Added 2007 data to Rebalance or Not Rebalance spreadsheet. | 2/28/08 | Withdrawal Strategies: Revision History | Added the article High-Yield Stocks for Retirement | 2/28/08 | Withdrawal Strategies: Even More | Added the article High-Yield Stocks for Retirement | 2/24/08 | Download Page | Added 2007 data to Growth of $1000 spreadsheet. | 2/19/08 | Withdrawal Strategies: Revision History | Added the article Optimum Withdrawals from An Asset Pool | 2/19/08 | Withdrawal Strategies: Even More | Added the article Optimum Withdrawals from An Asset Pool | 2/15/08 | Download Page | Added 2007 data to Rolling Returns with Asset Allocation spreadsheet. | 2/11/08 | Download Page | Added 2007 data to Rolling Returns spreadsheet. | 2/7/08 | Download Page | Added 2007 data to Performance Data spreadsheet. | 2/2/08 | Retire at the Pie Shop - More | Added “Chapter 17: Year 2007” | 1/1/08 | Withdrawal Strategies: Revision History | Added the article Immediate Annuities in Retirement | 1/1/08 | Withdrawal Strategies: Even More | Added the article Immediate Annuities in Retirement | 12/28/07 | Immediate Annuities Links Page | Added this new page to my website. | 12/24/07 | Pros and Cons of Immediate Annuities | Added this new page to my website. | 12/20/07 | Annuities: A Primer | Added this new page to my website. | 12/16/07 | Immediate Annuities in Retirement | Formerly a “work in progress”, this article, completely revised, is now in final form. | 11/16/07 | Withdrawal Strategies: Revision History | Added the article Harvesting Withdrawals in Retirement | 11/16/07 | Withdrawal Strategies: Even More | Added the article Harvesting Withdrawals in Retirement | 11/12/07 | Harvesting Withdrawals in Retirement | Added “Analysis” and “More Links” sections. | 11/8/07 | Harvesting Withdrawals in Retirement | Added “End of Year Withdrawals” worksheet to withdrawSUNY.xls | 11/4/07 | Home Page | Added Harvesting Withdrawals in Retirement to the “In Retirement” section on the Home Page. | 11/4/07 | Harvesting Withdrawals in Retirement | Added this new page to my website. | 10/4/07 | Withdrawal Strategies: Revision History | Added the article Retirees: Earn lower returns. Have more money. | 10/4/07 | Withdrawal Strategies: Even More | Added the article Retirees: Earn lower returns. Have more money. | 9/30/07 | Withdrawal Strategies: Revision History | Added the article Is Rebalancing a Portfolio During Retirement Necessary? (pdf) | 9/30/07 | Withdrawal Strategies: Even More | Added the article Is Rebalancing a Portfolio During Retirement Necessary? (pdf) | 9/21/07 | Immediate Annuities in Retirement | Added more articles to Immediate Annuities in Retirement. | 9/9/07 | Home Page | Added Advice for Young Saver to the “General Investing” section on the Home Page. | 9/9/07 | Advice for Young Saver | Added this new page to my website. | 8/27/07 | Download Page | Added $1000 Dollar-Cost-Average Growth spreadsheet. | 8/15/07 | Immediate Annuities in Retirement | Added more articles to Immediate Annuities in Retirement. | 7/28/07 | Variable Withdrawals in Retirement | Added 2006 data to withdrawCarlson.xls spreadsheet in the Endowment Formula section. | 7/24/07 | Immediate Annuities in Retirement | Added more articles to Immediate Annuities in Retirement. | 7/20/07 | Variable Withdrawals in Retirement | Added 2006 data to withdrawClyatt.xls spreadsheet in the Rational Investing section. | 7/16/07 | Variable Withdrawals in Retirement | Added 2006 data to withdrawGuyton.xls spreadsheet in the Decision Rules with Guardrails section. | 7/12/07 | Variable Withdrawals in Retirement | Added 2006 data to withdrawGummy.xls spreadsheet in the Sensible Withdrawals section. Also, edited description for clarity. | 7/8/07 | Variable Withdrawals in Retirement | Added 2006 data to withdrawBengen.xls spreadsheet in the Floor and Ceiling section. | 7/8/07 | Download Page | Added 2006 data to Retirement Withdrawal spreadsheet. | 7/3/07 | Download Page | Added 2006 data to Rebalance or Not Rebalance spreadsheet. | 6/29/07 | Download Page | Added 2006 data to Growth of $1000 spreadsheet. | 6/25/07 | Home Page | Added The Price-Earnings Ratio to the “General Investing” section on the Home Page. | 6/25/07 | The Price-Earnings Ratio | Added this new page to my website. | 6/19/07 | Download Page | Added 2006 data to Rolling Returns with Asset Allocation spreadsheet. | 6/10/07 | Immediate Annuities in Retirement | Added more articles to Immediate Annuities in Retirement. | 6/1/07 | Withdrawal Strategies: Revision History | Added How to Retire in a Totally Changed World by Walter Updegrave | 6/1/07 | Withdrawal Strategies: Even More | Added How to Retire in a Totally Changed World by Walter Updegrave | 5/28/07 | Download Page | Added inflation chart and 2006 data to Rolling Returns spreadsheet. | 5/3/07 | Download Page | Added 2006 data to Maximum Withdrawal Rates spreadsheet. | 4/28/07 | Withdrawal Strategies: Revision History | Added the article The Trigonometry of Retirement Income. | 4/28/07 | Withdrawal Strategies: Even More | Added the article The Trigonometry of Retirement Income. | 4/23/07 | Home Page | Added Immediate Annuities in Retirement to the “In Retirement” section on the Home Page. | 4/23/07 | Odds and Ends | Removed “Fixed Immediate Annuities in Retirement” section. | 4/19/07 | Download Page | Added 2006 data to Performance Data spreadsheet. | 4/13/07 | Odds and Ends | Added more articles to Fixed Immediate Annuities in Retirement. | 4/9/07 | Retire at the Pie Shop - More | Added “Chapter 16: Year 2006” | 2/18/07 | Odds and Ends | Added more articles to Fixed Immediate Annuities in Retirement. | 2/10/07 | Home Page | Added Efficient Market Hypothesis to the “General Investing” section on the Home Page. | 2/10/07 | Odds and Ends | Removed “Efficient Market Hypothesis” section. | 2/6/07 | Home Page | Added Cash Flow in Retirement to the “In Retirement” section on the Home Page. | 2/6/07 | Home Page | Organized “More Articles” into three sections: “In Retirement”, “General Investing” and “Bob’s Strategies”. | 2/1/07 | Odds and Ends | Added section P/E10 Switching. | 1/27/07 | Odds and Ends | Added section Fixed Immediate Annuities in Retirement. | 1/22/07 | Odds and Ends | Added section Real Returns versus P/E10. | 1/17/07 | Odds and Ends | Added section Efficient Market Hypothesis. | 1/12/07 | Home Page | Added Odds and Ends to the Home Page. | 1/12/07 | Odds and Ends | Added this new page to my website. | 12/31/06 | SWRs versus Returns | Added section Real Returns and Inflation. | 10/29/06 | Variable Withdrawals in Retirement | Added withdrawGuyton.xls spreadsheet and chart example to the Decision Rules with Guardrails section. | 9/25/06 | Withdrawal Strategies: Revision History | Added the article Cash Flow In Retirement | 9/25/06 | Withdrawal Strategies: Even More | Added the article Cash Flow In Retirement | 9/11/06 | Variable Withdrawals in Retirement | Added withdrawCarlson.xls spreadsheet and chart example to the Endowment Formula section. | 9/7/06 | Variable Withdrawals in Retirement | Added withdrawClyatt.xls spreadsheet and chart example to the Rational Investing section. | 8/28/06 | Download Page | Added Maximum Withdrawal Rates spreadsheet. | 8/26/06 | Variable Withdrawals in Retirement | Added withdrawGummy.xls spreadsheet and chart example to the Sensible Withdrawals section. | 8/23/06 | SWRs versus Returns | Completed final revision. | 8/19/06 | Withdrawal Strategies: Revision History | Added the article SWRs versus Returns | 8/19/06 | Withdrawal Strategies: Even More | Added the article SWRs versus Returns | 8/16/06 | Home Page | Added About the Author to the Home Page. | 8/16/06 | About the Author | Added this new page to my website. | 8/3/06 | Withdrawal Strategies: Revision History | Added the article Baking a Withdrawal Plan 'Layer Cake' for Your Retirement Clients | 8/3/06 | Withdrawal Strategies: Even More | Added the article Baking a Withdrawal Plan 'Layer Cake' for Your Retirement Clients | 7/30/06 | Returns After Market Peaks | Gave page the new “look and feel”. | 7/29/06 | Withdrawal Strategies: Revision History | Added the article Variable Withdrawals in Retirement. | 7/29/06 | Withdrawal Strategies: Articles and More | Added the article Variable Withdrawals in Retirement. | 7/29/06 | Home Page | Added the article Variable Withdrawals in Retirement. | 7/29/06 | Variable Withdrawals in Retirement | Added this new article to my website. | 7/25/06 | Withdrawal Strategies: Revision History | Gave page the new “look and feel”. | 7/25/06 | Withdrawal Strategies: Even More | Gave page the new “look and feel”. | 7/25/06 | Withdrawal Strategies: Articles and More | Gave page the new “look and feel”. | 7/24/06 | Download Page | Updated Excel spreadsheet for Retirement Withdrawals. | 7/23/06 | Withdrawal Strategies Links Page | Gave page the new “look and feel”. Just a background note. I created this page some time ago. I limit it to the “essential” withdrawal strategies links.
In recent months, I put together a more comprehensive list of withdrawal strategies links. Those links span two web pages at Withdrawal Strategies: Articles and More and Withdrawal Strategies: Even More. |
7/22/06 | About the Pie Shop | Gave page the new “look and feel”. | 7/22/06 | Retire at the Pie Shop - More | Gave page the new “look and feel”. | 7/22/06 | Retire at the Pie Shop | Gave page the new “look and feel”. | 7/19/06 | What's New | Added this page to the website. | 7/19/06 | Home Page |
I began my website back in 2001. I used Geocities to create the web pages. Back then, I wrote articles filled mostly with text. Only occasionally would I include charts. However lately, I’ve been writing articles that have included many more charts. As a result, I found it hard to create those articles using Geocities. So, I started writing my articles directly in HTML. Therefore, for this reason, and others, I decided to revamp my website.
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